Privacy Policy

Information We Collect

We retain your personal and financial information for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce agreements. We may anonymize or aggregate data for longer retention. We collect only the personal information reasonably necessary to achieve the purposes described in this Policy.

We collect information directly from you, automatically when you use the Site, and from third parties:

1. Information You Provide:
   • Personal details (name, email address, phone number, mailing address).
   • Financial information (bank statements, credit score, account balances, income, expenses).
   • Business information (company name, tax ID/EIN, revenues, industry).
   • Credentials (login username/password if you create an account).
2. Information from Third Parties:
   • Consumer reporting agencies (credit score/credit history).
   • Third-party integrations (if you link accounts or upload financial data).
3. Automatically Collected Information:
   • Clickstream data (pages viewed, access frequency).
   • Device and browser information (IP address, operating system, mobile identifiers).
   • Cookies, tags, and analytics tracking data.

Certain categories of information you provide, such as credit scores, bank account numbers, and financial statements, are considered ‘sensitive personal information’ under applicable state laws. We may use or disclose this information to provide Services, for lead generation, and for compliance purposes. You may have the right to limit certain uses of sensitive information.

Some information we collect may be subject to the Gramm-Leach-Bliley Act (GLBA). To the extent GLBA applies, this Policy does not limit our ability to use or share such information as permitted by law.

How We Use Your Information

We use your information to:

1. Provide personalized business advice and recommendations through our AI platform – NOT FINANCIAL ADVISE – WE ARE NOT FINANCIAL ADVISORS.
2. Analyze your financial and business data to generate reports and insights.
3. Improve the functionality, performance, and user experience of our Site and Services.
4. Communicate with you, including updates, alerts, and offers.
5. Generate business leads and identify relevant third-party products and services.
6. Sell or share your information with third parties (e.g., lenders, financial service providers, marketing partners, affiliates) for commercial, lead generation, or targeted advertising purposes.
7. Comply with legal and regulatory obligations, and protect against fraud or misuse.

Disclosure of Your Information

We may disclose or sell your information in the following circumstances:

• With Third-Party Partners: Including lenders, financial institutions, lead buyers, and marketing affiliates who may offer services relevant to you.
• With Service Providers: Vendors who support our platform (hosting, analytics, data storage, customer support).
• For Legal Purposes: To comply with laws, regulations, court orders, or government requests.
• Corporate Transactions: In the event of a merger, sale, acquisition, or other transfer of assets.

Please note: By using our Services, you acknowledge and agree that your personal and financial information may be sold, shared, or disclosed to third parties for commercial purposes.

We and our partners may use cookies, pixels, and tracking technologies to collect information about your browsing activities. This may be used to personalize content, measure performance, or deliver targeted ads. You may control cookies through your browser settings, though some features may not function properly.

Transparency & Fair Use

We adopt fair information practices consistent with industry standards:

• Notice: You are informed of what we collect, how it’s used, and with whom it’s shared.
• Choice: You may limit or opt out of certain data uses
• Access: You may request a copy of your data or corrections to inaccuracies
• Security: We employ safeguards to protect your information
• Accountability: Our team maintains oversight to ensure compliance with this Policy

Your Rights & Choices

Depending on your state of residence, you may have the right to:

• Opt Out of the sale or sharing of your personal information.
• Opt Out of targeted advertising or profiling (where applicable).
• Request Access, Correction, or Deletion of your data.
  • To exercise your rights, you may submit a request by emailing [email protected] or mailing us at 800 SE 4th Ave, 601, Hallandale Beach, FL 33009. We will verify your identity before processing requests. In some cases, we may require supporting documentation to confirm accuracy of financial information before correction
• Limit Use of Sensitive Information (such as credit score or bank account details).
• Authorized Agent You may designate an authorized agent to exercise your rights on your behalf. We may require proof of authorization and identity verification before processing such requests

You may exercise these rights by:

1. Visiting our Do Not Sell or Share My Information Page.
2. Emailing us at [email protected]
3. Activating recognized browser-based signals (e.g., Global Privacy Control),which we honor where required by law.

Data Security

We use commercially reasonable safeguards (technical, administrative, and physical) to protect your information. However, no system is fully secure, and we cannot guarantee absolute protection of your data.

In the event of a data breach affecting your personal information, we will notify you in accordance with applicable federal and state laws.

Children’s Privacy

Our Services are not directed at children under 18. We do not knowingly collect or sell personal information of minors.

Changes to This Policy

We may update this Policy from time to time. Any updates will be posted on this page with a new “Effective Date.” Your continued use of our Services after changes are posted constitutes acceptance of those changes.

Disclosure of Selling Information for Commercial Purposes

At or before the time of collection, we provide notice of the categories of personal information we collect, the purposes for which we use it, and whether it will be sold or shared. By submitting your information, you acknowledge that it may be sold or shared with third parties for commercial purposes.

Appeals

If we deny your privacy rights request, you may appeal our decision by contacting [email protected]. We will review appeals and provide a written response within the timeframe required by applicable law.

Disclaimer

Disclaimer: We are not licensed financial advisors, attorneys, or investment professionals. Our Services provide AI-driven insights for informational purposes only. You should consult qualified professionals before making financial or business decisions.

Contact Us

If you have questions about this Privacy Policy or our practices, please contact:

We are committed to making our Privacy Policy accessible to all individuals, including those with disabilities. If you require this Policy in an alternative format, please contact us at [email protected]